625 30TH AVE W APT G203 # G203, Bradenton, FL 34205
Just two miles from Bradenton's Riverwalk and the new Gulf Island’s Ferry!! Bradenton’s new water taxi that takes you from downtown Bradenton to Anna Maria Island where you can enjoy a day of family activities, numerous restaurants or relax on one of the many stunning beaches that Anna Maria Island provides. Welcome home to a haven where every detail has been thoughtfully crafted to enhance your comfort and enjoyment. Impeccably remodeled 2-bedroom, 2-bathroom condo boasts a perfect blend of comfort, security, and style. Nestled within a fully gated community, peace of mind is yours to cherish. Step inside and be greeted by the timeless elegance of granite countertops, adorning both the kitchen and bathrooms. Under-cabinet lighting illuminates the culinary space, while overhead lights and ceiling fans in each bedroom ensure optimal comfort year-round. The kitchen's tray ceiling boasts decorative lighting, adding a touch of sophistication to every mealtime experience. Your feet will delight in the embrace of new flooring that stretches throughout, creating a seamless flow from room to room. Park with ease in your assigned spot conveniently located right in front of the unit, making errands a breeze. And when it's time to unwind, step out onto the south-facing lanai, where abundant sunshine and warmth await, providing the perfect retreat during the cooler winter months. For added convenience, a secure storage area awaits at the end of the hall, offering ample space for your belongings. And when the urge to socialize strikes, head to the heated pool, where you can swim your worries away in the winter, cool off during the summer months or join the numerous year-round social activities. This is more than just a condo, it's a lifestyle tailored to the discerning tastes of those seeking the ultimate in 55+ community living. A community your entire family can enjoy. Some furniture to convey with purchase of the condo.
You may be able to put down less than the total down payment amount of $115,670 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #a4610948