6247 Ozona Ml, San Antonio, TX 78253
4 beds · 4 baths · 3,224 sqft sqft
Welcome to your ideal family haven at 6247 Ozona Mill! This charming two-story home boasts an array of updates and features that make it an ideal home for any family. It truly combines modern living with an unbeatable location, making it the perfect place for your family to thrive. Step into a home that has been meticulously cared for and upgraded for your comfort. A brand-new roof (2023), fresh carpeting installed in 2022 ensures a fresh and welcoming atmosphere. With two recently updated AC units (2018 & 2020) and a water heater installed in 2018, you can enjoy year-round comfort. This spacious home is designed for both relaxation and entertainment. With three expansive living areas and dining spaces, there's plenty of room for everyone to gather and unwind. The heart of the home is the well-appointed kitchen, featuring elegant granite countertops, a beautiful backsplash, and a seamless flow to the breakfast bar, breakfast nook, and living room. A generous pantry and butler's bar add extra convenience for your culinary needs. Host memorable dinner parties in the dining and living area, which comfortably accommodates a large dining table and sitting area. Upstairs, you'll find all bedrooms and the laundry room, including a luxurious primary bedroom with tray ceilings, dual walk-in closets, and a double vanity in the ensuite. The versatile loft area upstairs provides additional space for a playroom, home office, or anything else your family desires. Step outside and enjoy your private, fenced-in backyard partnered with a covered patio that's perfect for summer entertaining. Enjoy peace and privacy with no back-facing neighbors and mature trees adding charm to the setting. It's most definitely ideal for gatherings. Located in the vibrant Alamo Ranch community, this home offers an incredible array of amenities just a short walk away. Dive into the sparkling pool, enjoy the sports courts, or let the kids have fun at the playground. The HOA also brings joy with regular visits from food trucks and ice cream vendors. Convenience is at your doorstep with Alamo Ranch's booming restaurants, shopping plazas, and entertainment options. With easy access to HWY 1604, I-10, I-151, and I-90, and proximity to Lackland AFB, this location is perfect for a well-connected lifestyle. Plus, you're in the highly-regarded Northside School District, making this the ideal place to come home to. Additional highlights include a central vacuum system, irrigation system, overhead garage storage, and 6-inch covered gutters. Don't miss this pristine, move-in-ready home that offers both comfort and an exceptional location-your perfect family oasis awaits!
Source: SABOR #1808511
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1808511
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1808511
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.