6244 Spoonbill Dr, New Port Richey, FL 34652
5 beds · 4 baths · 3,526 sqft
* NO WATER INTRUSION FROM HURRICANE HELENE!* PARADISE AT ITS FINEST. DEEP WATER CANAL TO THE GULF OF MEXICO! Don’t miss this AMAZING COASTAL KEY WEST STYLE WATERFRONT HOME. WATERFRONT VIEWS from Almost Every Room. Featuring 52 Feet of Seawall with some of the most stunning views in the Gulf Harbors Community. From the moment You enter via the Double Entry Doors. All flooring is Upgraded and Updated on both floors, this Exceptionally Maintained Spacious, Bright, and Open Floorplan Features 5 Bedrooms, 4 Baths, Plus an Additional Bonus Living Space. This Bonus Living Space Area Has Many Possibilities to Include Recreational Room, Play Room, Office, Workout Room, Party Room, In-Law Suite to name but a Few. Additionally this Area Features ground floor access and direct access to the pool. The main living area is on the second floor. You Are Welcomed With an Abundance Of Natural Light as well a Luxury Vinyl Laminate Flooring Throughout. Enjoy the Spacious Living Area Overlooking the Backyard and Water-views This area includes the Spacious Kitchen with Stainless Steel appliance package and Granite Counters Tops and Plenty of Cabinetry. Eat in space in the kitchen, Breakfast Bar big enough for the whole family. Open floor plan includes the large formal dining area with Bay Window. The Master Suite has the most amazing water views to wake up to and is adjoined by a beautiful bathroom & Walk-In Closet. Granite Counters and Coastal Colors Make this Feel like a True Beach Home. This Level Also Features a Sizeable Laundry Room with Additional Storage Cabinets. For an Even Greater View Of the Water & Lots of Versatility to Arrange Your Furnishings in the upstairs Greatroom. Additional Guest Bathroom and 2 Guest Bedrooms that Lead out to One of the Balcony That Overlook the front, perfect place to sit & relax. The downstairs (first floor) includes a Family room, Formal living area with a wood burning fireplace. An additional Master ensuite, guest bedroom and an additional bathroom. Direct access takes you to the beautiful pool area with two pergolas, sitting area with awning for shade, dog run, seawall and floating dock. . The pool deck is available For Year Round Enjoyment. The Pool Area With a Beautiful 6' deep Saltwater Pool is Truly an Enjoyable Space to Hangout or Entertain. This Area Features Custom Sitting Areas and Fire-Pit to Enjoy as a Further Feature to This Amazing Home. Enjoy the Wildlife, From Exotic Birds, Manatees, Local Dolphins Plus Enjoy The Amazing and Tranquil Sunsets. This is Truly an Oasis in The Air. Want to Hit the Water? You Have Several Options, launch your boat at the community boat ramp and mozy over to the Floating Dock or Launch Your Paddle Boards or Kayaks. Head Out to the Gulf of Mexico in Minutes Via the Chanel with Amazing Views Before Hitting the Open Seas. The Home Also Features a Side Fenced Yard For the Pets or for The Family to Enjoy. The Roof was Replaced in 2017. You can Enjoy the Use of the Gulf Landings Clubhouse, Pool, Tennis Courts & become a Member of the "Gulf Harbors Beach Club" which is a private Community Beach for just a nominal yearly fee $200 and is Exclusive to Those that Reside in the Area. Close to Schools, Beaches, Entertainment, Shopping, Multiple Golf Courses, Airports and Much Much More. All measurements to be verified by buyer. Survey and elevation Certificate available.
Source: STELLAR #t3517381
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3517381
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3517381
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