6243 Egret Dr, Lakeland, FL 33809
3 beds · 2 baths · 1,640 sqft
Welcome to Your Dream Home in Sandpiper Golf & Country Club! Nestled in the heart of Lakeland, Florida, this stunning home is located in the highly sought-after 55+ community of Sandpiper Golf & Country Club. Meticulously renovated, this property embodies luxury and comfort with an array of upgrades designed to elevate your lifestyle. As you step inside, you'll be welcomed by the warmth and elegance of newly installed luxury vinyl tile flooring, which extends throughout the entire home. The kitchen, a true centerpiece, has been thoughtfully reimagined with granite countertops, new cabinets, and new appliances! Key upgrades include: ROOF 2021, Main A/C 2019, two New Mini-Split A/C units 2024, ensuring both long-term durability and energy efficiency. Perhaps most enticing of all, this home features an ASSUMABLE MORTGAGE with an incredibly low interest rate of 3.25—offering a rare and valuable financing opportunity. This home offers 3 spacious bedrooms and 2 bathrooms, including a master suite complete with dual sinks, an updated standing shower. There is a BONUS ROOM with it’s own air conditioning system. The property also features a 2-car garage, along with a fully pavered 3-car driveway and front patio, providing ample parking for you and your guests. With over $40,000 in upgrades invested in this exquisite home, don't miss your chance to own a piece of paradise in one of Lakeland’s most coveted communities. Sandpiper Golf & Country Club offers 2 clubhouses, 2 heated swimming pools, tennis courts, 6 pickleball courts, shuffleboard, BBQ area, Library, Lots of activities and trips. The monthly HOA fee of $150 covers clubhouses, activities, lawn mowing, edging and trimming, 3 cable T.V. boxes, cable TV, and Internet!!! From Interstate 4 it is just a short distance away from popular attractions such as Disney, Universal Studios, Busch Gardens, Lowry Park Zoo, Hard Rock Casino. Central Florida is growing rapidly! The community is surrounded by many employers, shopping centers, supermarkets, restaurants, businesses, many airports to fly from, awesome sandy beaches on the Gulf and Atlantic coasts, hundreds of golf courses in Central Florida, the list goes on and on! Schedule your viewing today and turn your Florida dream into reality!
Source: STELLAR #l4947929
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #l4947929
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #l4947929
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.