624 CHAMPIONS DR, Mcdonough, GA 30253
BUYER'S........ Seller has a 2.5% interest rate that is assumable!! Contact me with more info. WOW! WOW!! "THE CHANCE SELLS TEAM" presents you with this very exquisite, all-brick ranch, nestled within the prestigious confines of the gated community at Eagles Landing Country Club. This architectural masterpiece boasts a meticulously designed floor plan, combining the timeless elegance of brick construction with the modern allure on a finished basement. With an impressive 6 spacious bedrooms and 4 and one half luxurious baths. (bathrooms on main all have heated floors) This home offers an abundance of space for both relaxation and entertainment. This home sits on the golf course and offers a 4 car garage. (3-car side entry, plus 1-boat door side entry as well. Prepare to be captivated as you enter through the grand foyer, passing the custom wrought iron French doors, where attention to detail and upgrades galore are showcased throughout. The open-concept living areas seamlessly flow, offering the perfect setting for hosting gatherings or simply enjoying cherished family moments. Listen to your favorites with the surround sound system throughout the main level. The gourmet kitchen, equipped with top-of-the-line appliances and custom cabinetry, serves as the heart of the home, inviting culinary delights and memorable conversations. This custom built home boasts commercial framing and metal studs with energy saving spray foam insulation. Pop your head up in the attic for a quick peak once you arrive to see for yourself. Retreat to the master suite, a haven of tranquility, featuring a lavish en-suite bath complete with indulgent amenities, promising an oasis-like experience. Each additional bedroom is thoughtfully designed and generously proportioned, ensuring optimal comfort and privacy for family members or guests. I love the spacious laundry room. Descend into the finished basement, where a world of possibilities awaits. An expansive recreational area provides endless entertainment options, including a home theater, game room, 2nd great room, 2nd upgraded kitchen with wrap around bar, 2nd master suite, 2nd & 3rd bedrooms with 2 full baths in basement alone. Relax and choose the main level or 2nd level covered screened in porches, both with upgraded tiling for each, overlooking your beautifully landscaped and private backyard!! Outside, the allure continues with the meticulously manicured landscaping on a 3/4 acre sized lot with lush green spaces too. This 6,500sf remarkable residence is not only a home; it's a lifestyle. The gated community/country club offers exclusive amenities, such as a championship golf course, tennis courts, a sparkling swimming pool, and a clubhouse with fine dining options. Indulge in the luxurious comforts and conveniences that elevate everyday living to extraordinary heights. All this and just minutes from so many medical facilities, local eateries, shopping galore and I-75 interstate. Give us a call for your easy showing of this magnificent place today!! You will be glad you did!! Thanks, Chance. In summary, this all-brick ranch on a finished basement with six bedrooms and four and a half baths presents an unparalleled opportunity to own an exquisite home in a prestigious gated community/country club. With upgrades galore and a captivating blend of elegance and functionality, this residence is a testament to exceptional living. Embrace the extraordinary and make this unparalleled property your own.
You may be able to put down less than the total down payment amount of $305,804 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10365468
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.