6238 92nd Pl N Apt 3201 # 3201, Pinellas Park, FL 33782
3 beds · 2 baths · 1,620 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to Lake Forest, one of the most highly desirable & sought-after all-aged condo communities in Pinellas Park. With townhouse style living, this lovely end-unit condo is ready for you to call home. Offering over 1600sf of comfortable living space with 3 bedrooms, 2 full bathrooms, indoor laundry/flex room, and a 2 car garage. The spacious open floor plan accompanied by soaring ceilings, skylights, and large glass sliding doors provides an abundance of natural light. The open concept kitchen boasts white solid wood cabinetry, stainless steel appliances and a breakfast bar. The living room, gracious in size, leads outdoors to the balcony. The spacious tri-level floor plan allows for separation and privacy between the bedrooms and common areas. The impressive Owner’s suite encompasses a sizable walk-in closet and en-suite bath with an abundance of storage. Nestled in the heart of Pinellas Farms (an equestrian and golf cart friendly community) Lake Forest is a neighborhood with an active community lifestyle. Whether it's day or night, you will see your neighbors out walking & biking with their families and pets or partaking in all the amenities the community has to offer. A community pool, heated spa, open air clubhouse, and dog run, just to name a few. Across the street you can enjoy a multitude of activities at the Forbes Community Recreation Center, catch a Little League baseball game at Helen Howarth Park, or hang out at the Paw Park and watch your fur babies play! Come take advantage of making new memories in this lovely home. The Condo Fee Includes: Cable, Internet, Water, Sewer, Trash, Building Insurance, Landscape/Grounds Maintenance, Pool Maintenance and On-Site Property Manager. Living is easy here at Lake Forest! WELCOME HOME!!
Source: STELLAR #TB8374113
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8374113
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.