6232 Alamanda Hills Blvd, Lakeland, FL 33813
4 beds · 2 baths · 2,126 sqft
Under contract-accepting backup offers. Welcome to your new sanctuary in Alamanda Hills! This inviting 4-bedroom, 2-bathroom home is situated in the highly sought-after South Lakeland area and has no neighbor to your right! Enter inside and you will be amazed by the abundance of natural light, 10 ft ceilings throughout, and the spacious open floor concept with a living, dining and kitchen combo perfect for family gatherings. The master bedroom features an elegant tray ceiling, while the master bathroom boasts a large tub, a separate shower, dual vanities, and two spacious walk-in closets. The kitchen comes with stainless steel appliances, including a new microwave, a pantry, a bar top, and an inviting eat-in dining area. Additionally, this home features three more bedrooms that share a FULLY RENOVATED bathroom, complete with a new tub, new vanity, new toilet, flooring, tile, and fresh paint. There are also three additional bedrooms, one of which can easily be transformed into a dedicated office space to suit your needs. The fenced-in backyard offers privacy and features a covered lanai, perfect for outdoor relaxation and entertaining. Additional features include: 2022 brand new carpet, 2013 HVAC serviced every year, 2021 vinyl fencing and new garage door. Conveniently located near restaurants, shopping, and the Polk Parkway with access to I-4 in both directions. Schedule your private showing today!
Source: STELLAR #o6245181
Source: STELLAR #o6245181
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6245181
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.