6232 ALAMANDA HILLS BLVD, Lakeland, FL 33813
VERY LOW HOA, HOME HIGHLIGHTS: 10 FT Ceilings in all rooms, Neutral Colors, over 2000 square feet, Open Floor Plan, Stainless Steel Appliances, Eat in Kitchen area, Large fenced backyard with a covered patio, AC 2018, Turn Key Ready! Introducing your dream, move-in-ready home awaiting your arrival. Coveted in South Lakeland (33813) , this 4-bedroom, 2-bathroom home boasts a spacious open floor plan accentuated by high ceilings, creating an inviting, airy atmosphere. Designed with a contemporary lifestyle in mind, the living room and dining combo is perfect for entertaining or relaxing. Or you can utilize as a 3 bedroom, 2 bathroom home with a bonus room for a home office or anything else. The kitchen is a chef’s delight, featuring ample storage, modern appliances, and a breakfast counter, ideal for morning coffee or casual dining. Whether you’re cooking for two or ten, this kitchen handles it all with ease. The master bedroom is a retreat of its own, featuring a stylish trey ceiling that adds an elegant touch to the space. This home is constructed with quality materials and fine craftsmanship, ensuring comfort and durability. The cozy back porch is perfect for morning coffee overlooking the large backyard. Lots of room for a pool or a fire pit. Just a short distance away, enjoy easy access to popular outdoor activities with nearby attractions like the Fort Fraser Bartow Trailhead and Carter Road Trails—perfect for hiking enthusiasts or for tranquil morning walks. Also, the YMCA of West Central Florida is within close proximity, offering facilities that cater to health and fitness needs. Experience quality living where functionality meets style in the heart of Lakeland, FL. Don't miss the chance to make this home your address—it's more than a house, it's a place to call home. Schedule your showing today! Close to shopping, restaurants, Polk Parkway, Orlando and Tampa. Very well maintained home! New Roof at closing with acceptable contract price.
You may be able to put down less than the total down payment amount of $186,326 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #l4945548
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.