6222 Acacia Ave, Whittier, CA 90601
3 beds · 2 baths · 1,415 sqft
Look no further!! This lovely, single-story 3 bedroom, 2 bathroom home, located on a beautiful tree-lined street in a desirable Whittier neighborhood is a MUST-SEE!! Located on a spacious, flat lot, the home features approximately 1,415 sq. ft of living space and a lot size of 6,885 sq. ft. A charming porch welcomes you inside to a comfortable living room with a cozy fireplace. The remodeled galley-style kitchen includes quartz counters, white cabinetry, stainless steel appliances, and ample storage and counter space. An adjoining dining room is bright and comfortable, with large windows, offering the perfect space for entertaining. All 3 bedrooms are spacious, including the 3rd bedroom located at the back of the home, which has its own private entry and can function either as a bedroom, in-laws quarters, den or recreation room. The remodeled bathrooms both have step-in showers. Finally, make your way outside to a sizable and private backyard, including a covered patio with brick pavers, making it the perfect place for entertaining or just relaxing! This home has been well-maintained and features distressed wood laminate flooring, dual-paned windows, indoor laundry and central A/C & heating. The detached 2-car garage with long driveway has RV potential and offers plenty of space for vehicles and storage. Conveniently located near schools, parks, shopping and all that Uptown Whittier has to offer, this peaceful and welcoming neighborhood has a sense of close community that is often hard to find. Don't miss out on the opportunity to make this house your home and experience all that this charming and turnkey property has to offer. WON'T LAST!!
Source: CRMLS #PW25063993
Financials
Source: CRMLS #PW25063993
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.