6219 Trumbul Oaks Ct # 13, Mableton, GA 30126
3 beds · 3 baths · 3,000 sqft
Discover the perfect blend of luxury and convenience in this stunning 3-bedroom, 3.5-bath townhome located in an exclusive gated community. Providence is a master-planned neighborhood with sidewalks throughout, fantastic amenities like a swimming pool, play ground, tennis courts and more. The home is thoughtfully designed with modern Craftsman architecture, this residence exudes elegance with intricate details and high-end finishes throughout. Step into the spacious, open-concept living area featuring gleaming hardwood floors and large windows that flood the space with natural light. The sitting area and trex deck and another comfortable indoor outdoor feel for grilling out and enjoying that morning coffee. The chef's kitchen is the centerpiece of the home, equipped with top-of-the-line appliances, custom cabinetry, and an oversized island perfect for entertaining. Each bedroom offers privacy and comfort, and additional built in style units in the closets. The primary suite boasts a walk-in closet and a lavish bath with dual vanities, a soaking tub, and a separate glass-enclosed double shower. The primary bedroom has it's own sunroom style sitting area or office space that adds so much more luxury to this space. The terrace level is also finished and is the perfect entertaining area and offers an additional full bath and walk out covered patio area. This home also includes a 2-car garage, plenty of storage, and a private outdoor space for relaxing or entertaining. Enjoy the peace of mind of living in a gated community with access to top-notch amenities, all while being just minutes from shopping, dining, and entertainment. Experience refined living where luxury truly meets convenience!
Source: GAMLS #10399496
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10399496
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10399496
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.