6219 Gulfport Blvd S, Gulfport, FL 33707
2 beds · 1 baths · 1,152 sqft
Welcome to this charming bungalow, perfectly situated in the vibrant Gulfport community. Featuring 2 bedrooms and 1 bathroom, this lovely home offers a cozy and inviting atmosphere with more space than initially meets the eye. As you enter, you'll be greeted by a warm living area, ideal for relaxing or entertaining guests. The home surprises with an additional family room, providing even more space for gatherings or leisure activities. The well-thought-out layout includes a one-car garage, offering convenience and plenty of storage as well as a utility area with sink and built in shelving. Step outside to enjoy the fenced backyard, perfect for creating your own private oasis. Recently updated with a brand-new HVAC system in January 2024, this home offers modern comfort in a quaint package. Located in the lively Gulfport area, you’ll be just moments from local shops, cafes, and the town’s eclectic art scene. The home is also near Stetson University College of Law, and the beach is only a short drive away, allowing you to soak in the sun, sand, and sea whenever you desire. Plus, you’re just 10-15 minutes from downtown St. Petersburg, offering even more dining, entertainment, and shopping options. Don’t miss the chance to call this spacious and updated 2-bedroom, 1-bath bungalow your new home! Schedule a showing today and experience the perfect combination of comfort, style, and Florida living in this Gulfport gem.
Source: STELLAR #tb8314521
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8314521
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8314521
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.