6212 Jenks Dr, Gulf Breeze, FL 32563
5 beds · 3 baths · 3,113 sqft
Welcome to luxury living in Forest Bay Estates. This is a meticulously maintained 5-bedroom, 3-bathroom home in Gulf Breeze, offering over 3,113 sq. ft. of living space with modern finishes and smart home features. The open-concept floor plan is enhanced by high ceilings, LED strip lighting in the kitchen, and a Govee Lighting Pro system, creating a warm and inviting atmosphere. The gourmet kitchen features stainless steel appliances, granite countertops, a spacious island, and ample cabinetry, making it perfect for entertaining. The primary suite boasts a spa-like ensuite bath with a master rain shower and soaking tub. Outside you are greeted to a private backyard oasis, complete with a gunite mineral pool (approximately 7,000 gallons), a Hayward Tigershark QC robotic pool cleaner, a WaterGuru auto-measurement device, chlorine tablets, pool shock, acid, a large deck box for pool storage, and two pool lounge chairs. The outdoor space also includes a kids' playground, a storage shed, and hurricane shutters for added security. This smart-connected home features a built-in Safe Haven ADT system, 240 Amp Outlet for quick, easy and secure installation of any level 2 EV charger, and extra storage above the garage. The beautifully landscaped yard showcases Zoysia grass, decorative rocks, and plants, offering low-maintenance curb appeal. The property also conveys a 32" master bedroom TV with mount. Located just minutes from top-rated schools, shopping, and the white sandy beaches of the Emerald Coast, this home blends modern convenience with Florida living. Community includes a clubhouse and a pool for residents and guests to enjoy. Seller offering a one year Home Warranty on acceptable offers.
Source: EMERALDCOAST #967918
All values shown are estimated costs / mo.
Source: Public records
Source: EMERALDCOAST #967918
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.