6211 Paulonia Rd, Alexandria, VA 22310
3 beds · 2 baths · 1,929 sqft

Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 6211 Paulonia Rd – a beautiful single-family home located in the heart of Alexandria’s sought-after Virginia Hills neighborhood. This spacious 3-bedroom, 2-bath residence offers the perfect blend of comfort, functionality, and convenience. Step inside to find a bright and open living space with gleaming hardwood floors, large windows that invite natural light, and a cozy atmosphere. On the main level you have two generously sized bedrooms, while the finished lower level includes additional living space, a full bathroom, a bedroom (with agress), and an additional bonus room which can be used as a bedroom, office, fitness room, and anything you can imagine. The home also features a beautifully landscaped yard, a private driveway that can fit up to four vehicles, and a spacious backyard perfect for outdoor gatherings, gardening, or simply enjoying some fresh air. A new furnace/water heater was installed in 2023. Backyard Shed is 10x12. Located just minutes from the Huntington Metro Station, major commuter routes (I-495, Route 1), shopping centers, dining, and parks, this home offers tranquility and accessibility. Don’t miss your opportunity to live in a well-established neighborhood with no HOA! Schedule your showing today and discover everything 6211 Paulonia Rd has to offer.
Source: BRIGHT #VAFX2236000
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFX2236000
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
