6209 Siltstone Loop, Killeen, TX 76542
3 beds · 2 baths · sqft sqft
This special Home is one of the most sought after subdivision in Killeen. An excellent designed home with three bedrooms and two baths is the most comfortable floorplan. The builder, Chris Butler's homes are known for the elegant features and top shelf fixtures. Note the bull nose corners and rich paint colors. This home seats on an extra large lot evident when you walk out on the cover patio and vast deck. The fur babies and folk can play many different yard games at the same time. The front and back yards can be the art palette of the landscape artist in you. The open kitchen and informal dining room will have you hanging with the posse during long dinners. This area asks for you to put a massive table and coaches to hang. The kitchen can hold a full cook staff. Yes, Grandma, both Moms, the Sister-in-law, the one you like and the Uncle that is a Michelin Chef can work together for that perfect meal. We can dream! Did i tell you about the super size pantry? That would supply this kitchen. The Great Room can hold the whole coaching staff for the game of the week. As you watch their crazy antics through the flex room french doors. Can this be an office space, the hen house, Kids Home school or an extra bedroom? The two right size spare rooms set off the living area with a great bathroom. The Masterbedroom is its own world. You can have the biggest bedroom furniture in the world and it would fit fine here. The Masterbath is a Masterspa. I would stand for hours under the rainshower head solve all the problems of my cray cray world. Storage is everywhere. The laundry room with its large sink would be great for a commercial laundry. This home is very close to the Purser Park, know for its dog park, and the YMCA. Rosewood takes you to the highway to all the greatest shopping. Call me today to see one of the best place to live in town.
Source: CENTRALTEXAS #553930
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #553930
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #553930
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