6206 Carriage Gate Ln SE # 6, Mableton, GA 30126
3 beds · 2 baths · 2,658 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome home to this exquisite John Weiland built townhome in the well established community of Legacy at the Riverline. This gorgeous home offers 3 bedrooms, 2.5 bathrooms across three levels of pure comfort. Upon entry, you'll appreciate the natural oak hardwood floors that grace the entire main level. As you flow from the main family room that's adorned with a subtle yet elegant fireplace, you'll notice the wainscot paneling in the dining area as you head towards the open kitchen. The amazing kitchen offers beautiful mahogany cabinetry, black granite countertops, tiled backsplash, and SS appliances. Directly off the kitchen you'll find a large deck overlooking the lush green community. This home is perfectly situated to capture an abundance of natural sunlight, but you'll also be able to adjust at your leisure with the plantation shutters. Upstairs is where you'll find the primary bedroom suite situated at the top rear of the home equipped with a large walk in closet, built in wall shelves, a large primary bath suite comfortably appointed with dual vanities, and a separate tiled jacuzzi tub & shower. The upstairs secondary ensuite bedroom is also well equipped with a full tub/shower combo. The lower level has plenty of space and can opt as a bedroom or flex space. Legacy at the Riverline offers unparalleled amenities, including a large clubhouse, walking trails, BBQ pavilion, an Olympic-sized pool, playground, and tennis courts. Enjoy a vibrant neighborhood atmosphere with frequent community events, holiday gatherings, and a true sense of belonging. Minutes away, find abundant shopping, dining, and business services, plus easy access to I-285 and I-20. With Cumberland Mall, Vinings, Truist Park, Six Flags Over Georgia, and Hartsfield-Jackson Airport just minutes away, this location truly has it all.
Source: GAMLS #10495481
All values shown are estimated costs / mo.
Source: Public records
Source: GAMLS #10495481
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.