6205 Golden Nettle Dr, Apollo Beach, FL 33572
3 beds · 2 baths · 2,010 sqft sqft
Welcome to this exquisite, move-in-ready Brighton 2.0 model by Cardel, built in 2024! This beautifully upgraded home features 3 spacious bedrooms plus a versatile den with elegant French double doors. Experience the luxury of custom built-in closets, stylish window trim casings throughout, and ceiling fans in every room. The gourmet kitchen boasts a modern gas stove top, built-in oven, and an upgraded butler's pantry, complemented by a sleek stainless steel refrigerator. The laundry room and garage are thoughtfully equipped with cabinets and heavy-duty storage racks, ensuring optimal organization. Plus, enjoy the convenience of a new washer and dryer included with your new home. This property is not only turn-key but also comes with an in-wall pest control system, paid for through the end of the year. Located in the desirable Waterside Community, you’ll enjoy access to top-notch amenities including three clubhouses—The Landing and Café, The Waterset Club, and Lakeside. Dive into the refreshing pool, stay active in the fitness center, or take a leisurely stroll along over 12 miles of scenic walking trails. Sports enthusiasts will love the resort-style pool, basketball, pickleball, tennis, and sand volleyball courts at the Waterset Club. The dedicated playground and dog park add to the family-friendly appeal. Convenience is key with easy access to major highways like I-75 and US-41, making commuting a breeze. Don’t miss this opportunity to own a home that combines luxury, comfort, and community!
Source: STELLAR #t3550722
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3550722
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3550722
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.