6205 Golden Nettle Dr, Apollo Beach, FL 33572
3 beds · 2 baths · 2,010 sqft
Under contract-accepting backup offers. Why wait to build? This beautiful, move-in ready home in the highly sought-after Waterside Community is now available, Seller offering $7,500 Flex Cash. Built in 2024, this home offers modern luxury and peace of mind, with no storm damage or power loss, ensuring you’re getting a secure and comfortable living space. The home features 3 spacious bedrooms and a versatile den with French doors, perfect for a home office, playroom, or additional living area. Every detail has been carefully considered, including custom built-in closets, elegant window trim, and ceiling fans in every room, ensuring both style and comfort throughout. The gourmet kitchen is a chef’s dream, complete with a gas stove, built-in oven, upgraded butler’s pantry, and sleek stainless steel refrigerator. The laundry room and garage are outfitted with heavy-duty storage racks and cabinetry, ensuring you have all the organization space you need. A brand-new washer and dryer are included, along with an in-wall pest control system that’s covered through the end of the year for added peace of mind. Living in the Waterside Community offers an exceptional lifestyle, with access to three clubhouses, a resort-style pool, a fitness center, and over 12 miles of scenic walking trails. For sports enthusiasts, the community features basketball, pickleball, tennis, and sand volleyball courts, while families and pet owners will enjoy the playground and dog park. Plus, with easy access to I-75 and US-41, you'll have convenient commuting options for work and play. Contact us today to schedule a showing and make this dream home yours.
Source: STELLAR #T3550722
Source: STELLAR #T3550722
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.