6205 Brookshire Ave, New Port Richey, FL 34653
3 beds · 2 baths · 1,626 sqft sqft
Welcome to this beautifully remodeled corner-lot home with all the modern amenities, located at the end of a quiet street with no through traffic was untouched by Hurricane Helene & Milton. This sturdy block home features 3 bedrooms, 2 baths, a bonus room, screened-in pool, a garage, oversized driveway for extra parking, and great curb appeal. This stunning home has undergone a full remodel and is enhanced with deluxe features such as a newer Duxura alkaline water system (2022), tankless water heater (January 2023), solar panels that significantly reduce your electric bill (SELLER WILL PAY OF SOLAR PANELS), AND to sweeten the deal - seller is offering a $3500 CREDIT for the baseboards, door frames, and doors. The tastefully designed eat-in kitchen boasts a massive island, new wood cabinets with soft-close hinges, luxury quartz countertops, top-of-the-line stainless steel appliances (1 year old), a range hood with LED lights, under cabinet lighting, and pendant lighting. The entire home was updated with new 24x48 porcelain flooring and recessed lighting in June 2023. Both bathrooms were also exquisitely remodeled in June 2023. Additionally, there are newer electrical panel and rewiring (January 2023), a newer air handler, new pool motor, and the pool was resurfaced in 2022. The private screened pool is perfect for relaxing or entertaining, and there is NO HOA, NO CDD, and NOT IN A FLOOD ZONE. New Port Richey’s downtown Main Street, just minutes away, is a hub of activity with annual parades, festivals, and boat parades along the Cotee River. Sims Park, just minutes away, offers something for everyone, from concerts at the amphitheater to a splash pad, kayak launches, and walking paths. Catch a show at the historic Richey Suncoast Theatre, explore local boutiques and eateries, or hop on US-19 for easy access to Gulf Coast beaches. Don't miss your opportunity to own this amazing updated home!
Source: STELLAR #tb8307107
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8307107
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #tb8307107