6204 Goldfinch St, Sarasota, FL 34241
4 beds · 2 baths · 1,458 sqft sqft
Discover your tranquil haven on this expansive property, boasting over an acre of land. Recently painted both inside and out, this well-maintained home offers 4 bedrooms, 2 bathrooms, spacious 4-car garage and large pool with a 11 ft deep section. Enjoy the peace of mind provided by impact windows, eliminating the need for hurricane shutters. Key features include a new septic tank, HVAC system installed in 2022, and a pool resurfaced with poly pebble. The circular driveway simplifies ingress and egress, with ample parking space for vehicles and even RV parking with a 50-amp plug on the detached garage exterior. The oversized 875 sq ft detached 2 car garages provide ample room for large vehicles or recreational toys, while a 12x20 workshop serves various needs and doubles as a storage room. Additional storage is available in the covered area adjacent to the workshop. A newer 8x8 pump shed houses with the well equipment, featuring a two-year-old system.This home is equipped with security cameras that will convey with the home. Conveniently located approximately 1/4 mile from Twin Lakes County Park, 5 miles from the beach, and 7 miles from Myakka State Park, this home offers easy access to leisure activities. Top-rated schools and proximity to shopping, as well as easy access to Interstate 75, add to its allure.For further details on updates and improvements, refer to the attached feature sheet accompanying this listing. This magnificent property offers both serenity and modern amenities, presenting an ideal opportunity for discerning buyers. NO HOA and NO CDD an must see... Schedule your appointment for a private viewing.
Source: STELLAR #a4613351
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4613351
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4613351
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.