620 Bonaventure Ave NE, Atlanta, GA 30306
3 beds · 2 baths · 4,892 sqft
Atlanta Skyline Views ~ Luxe 4,892 sq ft Townhome! Discover this exquisite 3-bedroom, 2.5-bathroom townhome, located in one of Atlanta's most coveted neighborhoods, steps from the Beltline and Ponce City Market, offering 4,892 square feet of living space and priced at $975,000! Inside, find an inviting open floor plan with 10-foot ceilings and hardwood floors. The expansive living and dining areas, perfect for entertaining, feature large windows flooding the space with natural light. Relax in the living room with its cozy fireplace. The gourmet kitchen boasts granite countertops, stainless steel appliances, and a spacious island. Upstairs, the main suite offers a private retreat with an en-suite bathroom featuring dual vanities, a soaking tub, and a separate shower. The home's crown jewel is the expansive rooftop deck, providing unobstructed views of the downtown Atlanta skyline. Additional features include an office, spacious laundry room, private movie room, two-car garage, and a versatile bonus room ideal for a home gym or studio. Located blocks from the Atlanta Beltline, connecting you to miles of trails, parks, and community events. Enjoy proximity to Ponce City Market, Old Fourth Ward Park, Krog Street Market, and Piedmont Park. Nearby top-rated schools include Springdale Park Elementary, David T. Howard Middle School, and Midtown High School. Cultural landmarks like the Jimmy Carter Presidential Library and Museum enrich the neighborhood. This townhome offers more than just a place to live-it's a gateway to Atlanta's best. Don't miss this opportunity. Schedule your private showing of 620 Bonaventure Ave NE today!
Source: GAMLS #10339674
Source: GAMLS #10339674
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10339674