619 Wipper, New Braunfels, TX 78130
4 beds · 3 baths · sqft
Welcome to 619 Wipper, a family friendly home built on a premium lot in the heart of New Braunfels, Texas. Nestled next to the community fishing pond and pavilion, you're sure to fall in love with this home and its ameneties. Step inside and discover the perfect blend of modern comfort and thoughtful upgrades, including upgraded tile floors and granite countertops that elevate the interior with elegance and style. The open living area creates an inviting space, perfect for entertaining friends and family with ease. Whether you're hosting lively gatherings or simply enjoying cozy evenings at home, this home offers the ideal setting for every occasion. Upstairs, a large game room provides a versatile space for recreation and leisure, offering endless possibilities for entertainment and relaxation. Step outside to the covered back porch and take in the serene surroundings, providing a peaceful retreat for relaxation and outdoor enjoyment. Additionally, the property features a water softener, ensuring that every drop of water is of the highest quality for your comfort. For the practical-minded homeowner, the garage boasts mounted storage racks, offering ample space to keep belongings organized and easily accessible. Plus, the inclusion of two 250-gallon water tanks, plumbed to the house for extra water storage, provides added peace of mind and convenience, ensuring a reliable supply of water when needed. With personal access to the community fishing pond through the back gate, walking distance to a renowned elementary school, and a neighborhood that offers walking paths and community events, 619 Wipper presents an exceptional opportunity to embrace a lifestyle of comfort, convenience, and community. Don't miss the chance to make this exceptional property your own.
Source: CENTRALTEXAS #540180
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #540180
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #540180
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.