6186 Talmadge Run NW, Acworth, GA 30101
4 beds · 5 baths · 4,170 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Exquisite Country Club Living in Governors Towne Club Welcome to your dream home in the prestigious, gated community of Governors Towne Club — where luxury, lifestyle, and location come together seamlessly. This beautifully crafted 4-bedroom, 5-bathroom estate offers an unparalleled living experience, starting with the primary suite on the main level, featuring a private walkout balcony—perfect for morning coffee or evening relaxation. The spa-like master bathroom is generously sized, complementing the suite’s serene retreat. Each additional bedroom is thoughtfully designed with its own private en suite, ensuring comfort and privacy for family and guests. Upstairs includes 3 bedrooms with an additional full bonus room. A half-bath on the main level and a full bathroom on the terrace level add to the home’s functional luxury. Throughout the home, you’ll find timeless details including solid hardwood floors, custom wainscoting, oversized crown molding, built-in bookcases, and grand baseboards that elevate every space. Enjoy the eat-in kitchen perfect for casual family gatherings, or host more formal affairs in the separate dining/sitting room. The terrace-level walk-out basement is mostly finished, offering expansive living and entertainment spaces — plus ample room to customize and add an additional bedroom suite if desired. Recent improvements include: • Three 3-year-old Lennox air conditioners • New under-decking installed across the entire backyard deck • New sod in the front and side yards • 3-year-old water heater • Roof is less than 12 years old Located directly across the street from the lush greens of the Governors Towne Club golf course, you’ll enjoy spectacular views without the worry of stray golf balls, along with direct access for avid players. Governors Towne Club offers an incredible suite of amenities: • Championship 18-hole golf course designed by Curtis Strange • Luxurious clubhouse with fine dining and social events • State-of-the-art spa and fitness center • Resort-style main pool with a pizza tiki bar for ultimate relaxation • Basketball courts, playground, and much more This home is a rare opportunity to live in one of Cobb County’s most sought-after private communities. Contact us today to schedule your private tour! (HOA and club membership details available in private remarks.)
Source: FMLS #7553381
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7553381
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.