618 Farmstead Trl, Inman, SC 29349
4 beds · - baths · sqft sqft
LARGE 4 BEDROOMS AND 2.5 BATHS TWO-STORY HOME IN THE CRESSWIND. COME CHECK OUT THE FULLY DETAILED HOME IN CRESSWIND COMMUNITY! THIS FLOORPLAN IS SPACIOUS AND INCLUDES 4 BEDROOMS AND 2 FULL BATHROOMS AND HALF BATHROOM. THIS COMMUNITY OFFERS LARGE LOTS, WIDE INTERIOR DOORWAYS, AND LARGE BACKYARDS. THE FIRST FLOOR BOASTS BOTH A FORMAL LIVING ROOM AND DINING ROOM, OPEN PLAN KITCHEN, HALF BATH . LAMANITE FLOORING, LARGE WINDOWS ALL MAKE THIS HOME WARM AND INVITING. UP THE STAIRS YOU WILL FIND FOUR BEDROOMS, TWO FULL BATHS & LAUNDRY ROOM; AS WELL AS THE MASTER SUITE FEATURING DUAL VANITY, SHOWER AND WALK IN CLOSET. WITH OVER 1983 SQFT OF LIVING SPACE INSIDE AND A BACKYARD, THIS HOME IS SET UP FOR ENTERTAINING FRIENDS AND FAMILY. THIS IS AN INCREDIBLE HOME THAT INCLUDES; DISHWASHER, RANGE AND MICROVAVE, AND AUTO GARAGE DOOR GRANITE COUNTER TOPS. THE DESIRABLE BERKSHIRE PLAN FEATURES AN OPEN LIVING ROOM THAT FLOWS INTO THE KICHEN. THE KITCHEN FEATURES GORGEOUS CABINETS, GRANIOTE COUNTERTOPSD, STAINLESS-STEEL APPLIANCES AND MUCH MORE.JUST MINUTES TO THE INTERSTATE, WESTGATE MALL ,BMW & ALL ITS SUPPLIERS AS WELL AS THE WORKFORCE OFFERED AROUND THE AREA. WAITING ON NEW OWNER TO CALL IT HOME. DO NOT MISS OUT ON THIS GEM. PLENTY OF SHOPPING NEARBY TOO
Source: GREENVILLESC #1532931
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1532931
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #1532931