6179 Centennial Run, Atlanta, GA 30349
3 beds · 3 baths · 1,810 sqft
Welcome to your dream townhome, nestled in a beautiful gated community and built in 2020. This stunning 3-bedroom, 2.5-bathroom residence boasts modern elegance and unparalleled comfort. Step inside to discover luxury vinyl plank flooring that flows seamlessly throughout the open-concept layout, enhanced by an abundance of natural light. The heart of the home is the spectacular kitchen, featuring sleek granite countertops and a spacious granite island, perfect for meal preparation and entertaining. Equipped with top-of-the-line stainless steel appliances and a stylish updated kitchen faucet, this culinary haven is sure to delight any home chef. The generously sized bedrooms provide a peaceful retreat for relaxation, with the primary bedroom offering a true sanctuary. Indulge in the primary bathroom, which includes both a separate shower and a luxurious soaking tub, ideal for unwinding after a long day. Take advantage of the inviting backyard area, perfect for entertaining friends and family or enjoying a quiet evening under the stars. This beautiful townhome has been freshly painted throughout and has been meticulously maintained, ensuring you can move in worry-free. Don't miss the opportunity to own this gem—luxury, comfort, and style await you in this exceptional townhome!
Source: FMLS #7552160
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7552160
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.