617 Sumter Ave # 1, Carolina Beach, NC 28428
3 beds · 3 baths · sqft sqft
Make Your New Island Lifestyle Dream a Reality! This Gorgeous 3 BR / 2 ½ Bath Townhome Features Towering Ceilings and Features Galore. Great as a Family Home or for investment rental. Close to all amenities. Truly unique architectural design sets this home apart from other offerings with 9' ground floor ceilings and soaring 14' cathedral-style ceiling upstairs for spatial effect, all LED lighting fixtures and skylights to flood the primary living spaces with natural light. The Home's second level includes a Master Suite w/ ensuite bath, Modern Cabinetry, double bowl vanity, custom framed mirrors and lighting and floor to ceiling tiled walk-in shower, and an additional Half Bath. The first floor of the home features two roomy guest suites with a shared Full bath, a laundry closet with sink area, and a kitchenette setup in the breezeway. All Bedrooms have remote operated ceiling fans, blinds for privacy, and there is a slider to a Fully fenced rear yard and patio area perfect for private relaxation or entertaining. Some of the homes many features include a fully equipped kitchen with Quartz Countertops, Subway Tiled Backsplash, an island with counter seating and Stainless Sink, All Premium Gold Series Stainless Whirlpool Appliances, Soft Close Cabinetry, and a Pantry Closet. Enjoy a morning coffee or afternoon drink of choice on a spacious front porch balcony. The home has LED lighting throughout, low maintenance and durable LVP flooring throughout, color matched wooden stair treads, window tinting for added privacy, comfort, and energy savings, an Outdoor Shower area, a one car garage with epoxy floor covering and a wifi capable door opener, and additional off-street parking. You are literally steps away from The Island Greenway - a network of Interior Trails to travel nearly the entire length of the island, and visit various parks and scenic areas by bicycle or foot. And it is just a block and a ha from Mike Chappell Park and in close proximity to The exercise Loop, CB State Park, CB Lake, and all the shopping, dining, and entertainment offerings available to residents and guests Of Carolina Beach. Come experience the best in Island Living, away from the hustle and bustle, yet very close to the beachfront, and all that Carolina Beach has to offer!!
Source: NORTHCAROLINAREGIONAL #100453459
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100453459
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #100453459