6169 W SKYVIEW CIR, Pine, AZ 85544
Welcome to your mountain sanctuary! This stunning 3-bedroom, 3-bathroom home offers a perfect blend of natural beauty and modern comfort, boasting panoramic mountain views that will take your breath away. Step into the expansive living room, bathed in natural light streaming through numerous windows and a beautiful French door that showcase the awe-inspiring scenery surrounding this property. The focal point of the room is a beautiful fireplace, creating a cozy ambiance, making it the perfect space to unwind and enjoy the warmth of both the fire and the captivating views. The well-appointed kitchen, complete with modern appliances and ample counter space, is a haven for culinary enthusiasts. Whether you're entertaining guests or preparing a family feast, the adjacent dining CLICK ''MORE'' area provides the perfect setting to enjoy delicious meals while soaking in the mesmerizing mountain vistas. This home features three spacious bedrooms, each offering a peaceful retreat with views that will make waking up a delight. The finished basement adds versatility to the property, hosting a private bedroom and bathroom that can serve as a guest suite, home office, or a cozy den to escape and relax. As you step outside, the expansive deck beckons you to take in the fresh mountain air and marvel at the breathtaking views that stretch across the horizon. Nestled among the trees, this property provides the perfect balance of serenity and privacy. The two-car garage offers convenience for your vehicles and outdoor gear, ensuring that you can fully embrace the mountain lifestyle. This home is a true haven for those seeking a retreat from the hustle and bustle of everyday life. If you've been dreaming of a home with panoramic mountain views, a large living room with a fireplace, and a peaceful setting surrounded by nature, this is your opportunity. Besides electronics and artwork, this home is 100% Turnkey. With all the upgrades already completed, all it needs is you!
You may be able to put down less than the total down payment amount of $217,240 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #6665849