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$609,900

6169 MULBERRY PARK DR, Braselton, GA 30517

6 beds · 4 baths · 4,986 sqft

Step into luxury and comfort with this stunning family home nestled in the thriving community of Riverbend at Mulberry Park, Braselton. Featuring a resort-style atmosphere, this residence offers an exceptional living experience enriched by a wealth of amenities. The main level welcomes you with an expansive, open-concept kitchen featuring a sizable island that seamlessly connects to the inviting great room. Modern, light-infused decor and abundant cabinet and counter space enhance the kitchen's appeal, complemented by a generous walk-in pantry. The great room exudes warmth with coffered ceilings, a cozy fireplace, and rich hardwood floors. A guest suite with a full bath, an office for work or study, and an elegant formal dining room complete the main level, providing versatility and convenience. Upstairs, the allure continues with an oversized master suite offering a haven of luxury, complete with a lavish bathroom featuring a substantial walk-in shower. A spacious loft area and three additional bedrooms, each with walk-in closets, ensure comfort and privacy for all family members. The finished basement is a hub of entertainment, offering endless possibilities with a game room, media room, kitchenette, a comfortable guest bedroom, and another full bath. Outside, the property extends its appeal with abundant privacy and multiple spaces designed for outdoor enjoyment, including a covered patio, expansive deck, and a secure privacy fence. Beyond the home's exceptional features, Braselton itself promises a coveted quality of life. As a golf cart community, residents enjoy easy access to the nearby River Walk for biking and walking, while shopping, top-rated schools, and healthcare facilities are conveniently close. The area's vibrant atmosphere includes annual festivals, a bustling farmers market, and proximity to the renowned Ch teau Elan Golf Resort and Winery, ensuring there's always something to explore and enjoy. In summary, this meticulously upgraded home not only offers superior comfort and style but also presents a lifestyle enriched by community amenities and local attractions, making it an unparalleled opportunity for those seeking both luxury and convenience in Braselton.

Interest rate 3
3.72%
With Roam
6.5%
The seller’s mortgage rate at the time the loan was originated.
Monthly payment 3
$1,557
With Roam
$2,058
Reduce your monthly payments by $501 when you assume this mortgage.
You also save $152,948 in total interest paid.

$302,989
Edit

You may be able to put down less than the total down payment amount of $302,989 and have the rest of the funds financed with a 2nd mortgage from a lender. 4

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

45-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.

Location

Details

Home
Size
4,986 sqft
Lot size
0.19 acres
Year built
2019
Type
Single Family Residence
Loan
Remaining term
25 years, 5 months
Rate
3.72%
Monthly P&I
$1,557
Remaining loan balance
$306,910

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Will an assumption work for me?

An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.

Why do buyers use Roam?

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.

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Last updated: Sep 18, 2024 10:02 am
Listing agent: Kelly Bening (770) 856-8310
Listing provided courtesy of: Harry Norman Realtors (770) 497-2000
Details provided by GAMLS and may not match the public record.
MLS ID: #10328476
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of GAMLS. All real estate listings are marked with the GAMLS Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Copyright © 2024 GAMLS. All rights reserved.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 45 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.
$1,557/mo
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