6160 Stillwater Trl, Flowery Branch, GA 30542
4 beds · 4 baths · 3,198 sqft
Discover the perfect blend of style and comfort in this beautiful 4-bedroom, 3.5-bathroom home, ideally located in one of Georgia’s top-ranked school districts. This residence offers the best of both luxury and functionality, starting with the primary suite on the main level, featuring an updated ensuite bathroom and an oversized bedroom—your personal retreat. Throughout the home, you’ll find $10,000 worth of plantation shutters, adding a timeless elegance. The semi-open layout gives you the best of both worlds with a more formal living room and large dining room area perfect for entertaining in the front of the house. And the eat-in kitchen featuring high end stainless steel appliances, ideal for both family meals and entertaining, which is open to a more casual family room in the back of the house. Right off the kitchen you can enjoy the expansive back patio, where gatherings with friends and family become unforgettable moments. The expansive private backyard also features a permanent 10' x 20' shed/workshop, as well as a greenhouse for gardening enthusiasts—a rare find for those who love to cultivate their own space. Upstairs, enjoy movie nights in the "theater room", complete with ample space for cozy seating. With two secondary bedrooms upstairs and a guest suite downstairs, there is plenty of room to accommodate all your family and friends. A new HVAC system installed in 2024, will give you peace of mind and comfort year-round. Conveniently located near shopping, top-rated restaurants, Lake Lanier, and quick access to major interstates, this home offers both a serene retreat and connectivity to everything you need. Don’t miss the chance to call this incredible property your own. Schedule a showing today!
Source: FMLS #7551933
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7551933
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.