6153 Radiant Sky Ln, Colorado Springs, CO 80924
4 beds · 3 baths · 3,396 sqft
Welcome to your new 4 bedroom 3 bath home in the gorgeous Wolf Ranch neighborhood! Enjoy unobstructed views ofPike's Peak from your front and back yard. Enter through the conveniently covered front porch into a full view of themain floor featuring wood floors, new carpet, and 9 foot vaulted ceilings. The living room hosts an indoor/outdoor stonefireplace and tall windows with custom wooden blinds. The kitchen is the epitome of entertainment, function and theheart of the home including a massive island, granite countertops, stainless steel appliances, and a walk-in pantry. Theopen floor plan flows to the dining room with mountain views and through the slider to the covered patio. The backyardis fully fenced and entirely maintained by the HOA from trees to mowing the grass. The primary bedroom gets lots ofnatural light and the en-suite is a private retreat with tiled shower, soaking tub, two vanities and a walk in closet. Anadditional bedroom on the main floor is perfect for guests adjacent to the full bathroom with consistent cabinets andgranite countertops. The laundry/mudroom is equipped with washer, dryer, and freezer and leads straight to the 3 cartandem garage upgraded with custom lighting and built in shelving to keep you organized. The finished basementwelcomes you with an expansive secondary living and flex space. 9 foot ceilings continue throughout including the 2additional oversized bedrooms (one with walk-in closet) and large bathroom with double vanity. A whole househumidifier is included for your comfort. The front yard is of no maintenance to you including snow removal. There's abrand new park one block away and a 5 minute walk to Wolf Lake where you can fish, kayak and picnic! Pool andclubhouse are included as well for those beautiful Colorado summers and events such as concerts and movies in thepark. Shopping, dining,and hospitals are minutes away as well as access to the powers corridor.
Source: PPMLS #3467407
Interest rate and monthly payment estimated based on public records.
Source: PPMLS #3467407
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #3467407
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