614 Denali Dr, Mableton, GA 30126
4 beds · 4 baths · 3,550 sqft
Welcome to the stunning Fairfield floor plan, nestled in the tranquil setting of Mableton, Cobbs newest city. This coveted layout features a luxurious owners suite on the main floor, offering serene views of your private backyard and the comfort of a covered outdoor patio. Perfect for homeowners who desire both style and functionality, the open-concept design invites you to explore the beauty of a seamless flow from room to room. Step into the heart of the home—an exquisite gourmet kitchen adorned in crisp white cabinetry, contrasted by a sleek, gray island that beckons gatherings and entertainment. The kitchen opens to a cozy yet spacious living area, enhanced by elegant built-ins and a warm gas fireplace—the ideal backdrop for intimate evenings or lively get-togethers. The main floor champions practicality with a spacious laundry room and a walk-in pantry, promising an abundance of storage solutions to keep your home organized and efficient. Ascend to the upper level where versatility reigns supreme. An open loft awaits, ready to become your favorite space for relaxation or productivity, functioning either as a den, an office, or an additional entertainment area. Two charming Jack & Jill bedrooms provide ample space, privacy, and convenience with their shared double vanity bathroom and expansive walk-in closets. Completing the upstairs is a generous fourth bedroom, complete with a nearby private bathroom and walk-in closet, offering comfort and privacy to guests or family. Homeowner improvements include: all hardwoods throughout, new lighting fixtures, custom closet, generator with warranty, privacy fence, bird deterrents, textraw in front/backyard and so much more. Experience a home where luxury meets everyday living, and make the Fairfield floor plan yours today.
Source: FMLS #7526004
Financials
Source: FMLS #7526004
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.