6135 Voyagers Pl, Apollo Beach, FL 33572
4 beds · 3 baths · 2,532 sqft sqft
Move-in-ready and very cute! This newer home, built in 2020 by Park Square, is located in the desirable Waterset neighborhood. The Barcelona floor plan offers 4 bedrooms, 3 baths, and a 2-car garage, encompassing 2532 square feet of living space across two stories. As you arrive, you're greeted by a brick paver driveway leading to a beautiful entryway with a 2-story foyer. Inside, the kitchen boasts grey cabinets, granite countertops, stainless steel appliances, a large island, and opens to the dining area and living room, creating a perfect space for entertaining. Additional features include a gas stove and gas dryer hookup, a tankless water heater, and wood-look tile flooring throughout the downstairs common areas. Sliding doors lead to a covered patio, expanding your living space outdoors. A guest bedroom and full bathroom downstairs provide convenience, while upstairs you'll find the oversized primary bedroom with a huge walk-in closet and a luxurious ensuite bath with dual sinks, a soaking tub, and a stand-up shower. The loft area and 2 spare rooms upstairs offer flexibility and space for various needs. The Waterset community offers an array of amenities, including 12+ miles of walking/biking trails, 7 parks, 6 playgrounds, 6 sports courts, 4 pools, a splash pad, 2 clubhouses, 2 fitness centers, 2 event lawns, 2 dog parks, and a community sports complex. Residents can enjoy a variety of activities, such as food truck rallies, monthly Cars & Coffee, market days, concerts for a cause, seasonal events, fitness classes, and social clubs. On-site schools include, The Learning Experience (Pre-K to K), Southshore Montessori School (Pre-K to K-6), Dorothy C. York Innovation Academy (public school focusing on STEM for Pre-K to 8), and Waterset Charter School (Pre-K to 8), providing convenient educational options for families. Schedule your viewing now! *They have an FHA assumable loan with a 2.75% interest rate.
Source: STELLAR #t3517961
Source: STELLAR #t3517961
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3517961