613 Moorside Dr, Windcrest, TX 78239
3 beds · 2 baths · sqft
Welcome to the home you've been waiting for! This charming ranch-style beauty has been lovingly upgraded and carefully maintained, blending timeless appeal with modern touches to create the perfect family retreat. Nestled in a warm and welcoming neighborhood, it offers a unique combination of comfort, style, and convenience-ideal for making lasting memories. From the moment you arrive, the inviting front yard sets the stage, with plenty of space ready for you to personalize. As you step inside, you're greeted by a spacious formal living room, ideal for relaxing, sipping coffee, or enjoying quiet moments. This area flows effortlessly into the formal dining room, creating a bright, open space perfect for family gatherings and dinner parties. Whether you're hosting a special occasion or simply enjoying everyday meals, this combined space offers elegance and versatility. The updated kitchen, with sleek countertops and modern finishes, is designed for the home chef, offering plenty of space to cook and entertain. From here, the heart of the home-the expansive main living room-beckons. A charming fireplace creates the perfect spot for cozy nights with family and friends. You'll appreciate the warmth of natural light pouring in through new windows and doors, ensuring the home feels bright and inviting year-round. Recent upgrades include a brand-new HVAC system and all-new ductwork, ensuring optimal comfort and energy efficiency throughout the home. The windows, doors, and attic insulation have also been updated, making this home as efficient as it is stylish. The bedrooms offer flexibility and space to grow, whether you need extra bedrooms, a home office, or a quiet retreat. Step outside and discover your very own outdoor oasis. The spacious backyard is ready for you to make it your own, with garden beds already in place for you to plant your favorite flowers, herbs, or vegetables. A covered patio offers the perfect spot for al fresco dining or simply relaxing with a glass of wine. A shed provides additional storage for all your outdoor gear. With a two-car garage and a garage door opener, convenience is built in. And if you're a fan of easy commutes, you'll love the home's proximity to both I-35 and I-410-making trips to work or weekend getaways a breeze. Living in Windcrest means embracing a true sense of community. You'll have access to a wide range of local amenities, including a golf course, tennis and basketball courts, parks, walking trails, and a clubhouse. It's a neighborhood that feels like home the moment you arrive. This is more than just a house-it's the place where your next chapter begins. Don't miss the opportunity to make it yours!
Source: SABOR #1825860
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1825860
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1825860
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.