6129 STONECHASE BLVD, Milton, FL 32571
Get ready for a peaceful and desirable life in this stunning, custom-built pool home in the prestigious Pace community of Stonechase! When you enter this quiet gated neighborhood, you will notice pride in ownership throughout. The curb-appeal draws you in with beautiful landscaping inviting you to a welcoming front porch. As you enter, you are greeted by a grand foyer with double arches. To your left is an office/study, and to your right is an oversized bonus flex room that can be used as a game room, play room, or an additional living room. The open floor plan is excellent for entertaining. The large living room has a wood burning fireplace and double doors leading to a beautiful backyard covered patio overlooking the saltwater pool, which is perfect for hot summer days or relaxing in the evenings. The kitchen has granite countertops, stainless steel appliances, custom cabinets, a large pantry and a center island. There is plenty of dining space and a big kitchen bar. Three spacious bedrooms and two bathrooms are accessible from the family room. The huge primary suite is tucked down its own hallway and includes tray ceilings in the bedroom, double sinks and a separate large tub and shower in the bath. It features an enormous walk-in wrap-around closet. The backyard is an entertainer's dream. The outdoor oasis features a fully fenced in yard ensuring privacy surrounding the saltwater heated pool. Enjoy quiet evenings on the patio or entertain friends and family. There is also a two-car garage, ample floor space in the attic plus a large shed in the backyard to fulfill all of your storage needs. This lovely home is only minutes to shopping, restaurants, A rated schools, Five Points and more!
You may be able to put down less than the total down payment amount of $260,872 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #649349