6129 Stonechase Blvd, Milton, FL 32571
4 beds · 3 baths · 3,020 sqft sqft
Get ready for a peaceful and desirable life in this stunning, custom-built pool home in the prestigious Pace community of Stonechase! When you enter this quiet gated neighborhood, you will notice pride in ownership throughout. The curb-appeal draws you in with beautiful landscaping inviting you to a welcoming front porch. As you enter, you are greeted by a grand foyer with double arches. To your left is an office/study, and to your right is an oversized bonus flex room that can be used as a game room, play room, or an additional living room. The open floor plan is excellent for entertaining. The large living room has a wood burning fireplace and double doors leading to a beautiful backyard covered patio overlooking the saltwater pool, which is perfect for hot summer days or relaxing in the evenings. The kitchen has granite countertops, stainless steel appliances, custom cabinets, a large pantry and a center island. There is plenty of dining space and a big kitchen bar. Three spacious bedrooms and two bathrooms are accessible from the family room. The huge primary suite is tucked down its own hallway and includes tray ceilings in the bedroom, double sinks and a separate large tub and shower in the bath. It features an enormous walk-in wrap-around closet. The backyard is an entertainer's dream. The outdoor oasis features a fully fenced in yard ensuring privacy surrounding the saltwater heated pool. Enjoy quiet evenings on the patio or entertain friends and family. There is also a two-car garage, ample floor space in the attic plus a large shed in the backyard to fulfill all of your storage needs. This lovely home is only minutes to shopping, restaurants, A rated schools, Five Points and more!
Source: PENSACOLA #649349
Interest rate and monthly payment estimated based on public records.
Source: PENSACOLA #649349
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #649349
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.