6129 Leeland St S, Saint Petersburg, FL 33715
3 beds · 2 baths · 2,472 sqft
This home had NO HURRICANE DAMAGE! Welcome to Bayway Isles, a GUARD-GATED COMMUNITY where luxury meets coastal living. Nestled among multi-million-dollar homes, this residence offers unmatched elegance and comfort. As you arrive, lush landscaping and striking curb appeal warmly welcome you inside, where a seamless blend of indoor and outdoor living awaits, showcasing expansive views of your private BACKYARD OASIS. The open floor plan bathes every room in natural light. The great room offers stunning pool views and a modern FIREPLACE, creating a cozy gathering space. Wood plank TILE floors and crown molding throughout add a touch of elegance. The gourmet kitchen is a chef’s dream with stainless-steel appliances, granite counters, a breakfast island, and aquarium windows that bring the outdoors in. The office/den off the kitchen features a second fireplace with the exposed brick wall providing a perfect sanctuary for work or relaxation. The primary suite is a true retreat, positioned to capture views of the spa and lush surroundings. With direct outdoor access, this suite is designed for ultimate relaxation. The updated master bath is luxurious, featuring a doorless shower. Step outside to discover a backyard masterpiece. The heated saltwater pool and infinity-edge hot tub feature dramatic fire and water elements, creating a stunning contrast. A stone wall with a firepit and rain curtain forms a mesmerizing focal point. A metal fire bowl at the pool’s end, surrounded by steppingstones and a flowerbed, adds exotic flair. The backyard also includes a pergola with additional seating and a covered patio with a pass-through bar from the kitchen. The outdoor kitchen is fully equipped with a built-in Weber grill, beverage and wine cooler, ice maker, and more, all enhanced by four commercial-grade Bobe tiki torches and commercial grade electric heaters. This home boasts three bedrooms, two baths, and a coastal design connecting the family room, kitchen, and poolside. The oversized two-car garage includes an EV charger. Additional features include 2019 hurricane impact windows and doors, landscape lighting, 2021 HVAC, 2016 tile roof, plantation shutters, crushed grain stone under artificial turf, and full-yard irrigation to keep the lush landscaping pristine. Located in Bayway Isles, residents enjoy island tranquility with nearby St. Pete Beach, Fort DeSoto, and downtown St. Petersburg. This home offers the perfect balance of privacy, luxury, and convenience. If you're ready to elevate your lifestyle with an extraordinary backyard oasis, this home is your dream come true. Elevation 11.2 feet. Call for a showing today!
Source: STELLAR #u8254569
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8254569
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8254569
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.