6125 SHADOWLAKE DR, Apollo Beach, FL 33572
MAGNIFICENTLY APPOINTED HOME in the Waterset resort-style community. Welcome home to a TRUE 3-CAR GARAGE and beautiful TROPICAL LANDSCAPING. Get ready to FALL IN LOVE with this freshly-painted OPEN FLOOR PLAN that features 4 Bedrooms, 3 Full Bathrooms, Formal Dining/Living Area (Home Office) and covered and screened OUTDOOR LIVING AREA with EXTENDED OUTDOOR PATIO! SIGNIFICANT UPGRADES to this home include PLANK TILE FLOORING throughout the main living areas, DESIGNER LIGHTING and ceiling fans, Cambria QUARTZ COUNTERS throughout, 8-foot Interior Doors, FRAMED MIRRORS in all baths, State of the Art SECURITY SYSTEM, FULLY FENCED YARD and NEW CARPET in the bedrooms. The covered front porch welcomes you into an elegant Foyer showcasing CUSTOM TRIM WORK. The front of the home features a private bedroom with full bath, Formal Dining/Living Area with Tray Ceiling (Home Office) before opening into the STUNNING HEART OF THIS HOME! A Grand Room showcases the GOURMET KITCHEN, EAT-IN AREA with Tray Ceiling and the LIVING ROOM with oversized sliders flowing to the RELAXING COVERED/SCREENED LANAI with EXTENDED OUTDOOR PATIO. The ALL STAINLESS GORMET KITCHEN features UPGRADED APPLIANCES including DOUBLE WALL-OVENS, Refrigerator, Dishwasher, Jenn-Aire under-counter microwave, plus a 36” GAS Cooktop with POT FILLER! The Master Suite features a Tray Ceiling, Custom Trim Work, dual vanities, oversized shower and a massive WALK-IN CLOSET. Two more bedrooms, a full bath with dual vanities and a large Laundry Room complete this amazing layout. Waterset is a resort-style community that includes 2 clubhouses, 2 fitness centers, 3 pools with 2 water slides, playgrounds, dog parks, sports courts (pickleball, basketball, tennis) and MILES OF TRAILS for biking, hiking and running. THIS HOME IS MASSIVELY UPGRADED and TURN-KEY, don't miss the 3D walkthrough of this gorgeous home!
You may be able to put down less than the total down payment amount of $62,569 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #tb8305420
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.