6120 Kestrelpark Dr, Lithia, FL 33547
4 beds · 4 baths · 3,591 sqft
Stunning David Weekly home situated on a cul-de-sac behind the gates of Kestrel Ridge in Fishhawk Ranch, renowned for its top-rated schools and resort-style living. Enter through the foyer with diagonally laid tile, flanked by a dining room and office, both featuring hickory wood flooring and plantation shutters that allow ample natural light. The split floor plan ensures privacy, with the master suite offering an extended sitting area that overlooks the serene pool/spa and natural surroundings. The master bath includes a jetted garden tub, separate shower, cultured marble vanity with dual sinks, and a large walk-in closet. The kitchen and family room combination serves as the heart of the home, featuring a built-in entertainment center with surround sound, 42" maple cabinets, crown molding, and Corian countertops. French doors off the family room lead to a pavered, screened lanai, where a luxurious pool/spa with a pebble tec finish awaits. Enjoy the Hayward color logic pool light with 35 ambiance settings, perfect for evening relaxation or entertaining guests. The lanai overlooks a wooded backyard, ensuring privacy with no backyard neighbors and providing a tranquil retreat into nature. A portion of of the back yard is fenced off with wrought iron fencing to accommodate your pets or small children. Upstairs, a spacious bonus room with a wooded view and a half bath provides additional living space. Among the other bedrooms, this is an "imagination space", perfect for projects or hobbies. Fishhawk Ranch is an active community offering a wide range of amenities, including a sports complex, pools, playgrounds, skate park, basketball, tennis, pickleball, walking trails, bike lanes, and gyms. Enjoy community events such as food truck gatherings, movie nights, and 5K races. A bus runs from the sports complex to MacDill AFB with return trips every morning and afternoon, enhancing convenience for military families. Newer roof (2022), 2 Newer AC units, New water Heater (2024) Experience the best of Fishhawk Ranch, where miles of walking trails and an abundance of activities ensure a vibrant and engaging lifestyle.
Source: STELLAR #t3531975
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3531975
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3531975
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.