612 Yorkshire Dr, Flagler Beach, FL 32136
3 beds · 2 baths · 1,576 sqft
One or more photo(s) has been virtually staged. Discover refined coastal living in this exquisite 3-bedroom, 2-bathroom home located in Flagler Beach, Florida. Spanning 1,576 square feet, this residence provides an exceptional blend of elegance and modern comfort. As you enter, you’re greeted by an expansive living room with soaring vaulted ceilings and a stunning fireplace, creating a perfect ambiance for both relaxation and gatherings. The gourmet kitchen is a chef’s dream, featuring pristine Quartz countertops, a chic glass backsplash, and a central island. Outfitted with top-of-the-line appliances from 2020, Kraft Maid cabinets with soft-close doors, and a thoughtfully designed pantry with a built-in Lazy Susan, this kitchen is both stylish and functional. The luxurious primary suite is a serene retreat, boasting a large sliding glass door that opens to your private backyard oasis. The en suite bathroom is a spa-like haven, equipped with dual sinks, LED lighted mirrors, and a generous walk-in closet. Step outside to find a beautifully appointed screened-in lanai, perfect for enjoying the tranquil surroundings. Additional highlights include a versatile shed ideal for a workshop and a private dock providing direct access to the Intracoastal Waterway via a deep saltwater canal. This home seamlessly combines modern luxury with coastal charm, creating an unparalleled living experience. Don’t miss the opportunity to own this stunning property—where every detail has been thoughtfully designed for comfort and elegance. Schedule your private tour today and envision your new lifestyle in this coastal sanctuary. New Roof being put on within the next two weeks
Source: STELLAR #o6236851
Source: STELLAR #o6236851
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6236851