VA loan
1 of 30
VA loan
$614,990 SIGNIN

Sign in to see required down payment for the 4% rate

612 Skyline Bluff Dr, Fort Worth, TX 76102

2 beds · 3 baths · 2,310 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Experience the STUNNING views of Downtown Fort Worth from your own personal Roof Top Patio! Gorgeous townhome nestled in downtown Fort Worth with tons of natural light that encapsulates this amazing 2 Bed and 2.5 Bath home. Private office with murphy bed situated just off of the Primary Bedroom on the 3rd floor. Primary Bathroom is complete with new shower, new tile, LED Touch Mirrors, Kholer Heated Air Bubble Tub and Elfa custom closet. The second bedroom is located on the first floor and has a newly remodeled ensuite full bathroom along with large closet and additional storage space under the stairs. The modern kitchen features a gas cooktop, a custom built island with custom countertops and updated white finished cabinetry. Updated Light Fixtures with color changing Hue Lighting throughout the home and Deck. Cozy gas fireplace and gas logs in the spacious living room. Beautiful hardwood flooring throughout the home. 2 AC units with Nest Thermostats and Sensors. Bidet toilets in master and half baths. Roof replaced in 2024, rooftop deck renovated in 2024 complete with built in storage. Foundation repaired in 2024 with transferable warranty. Additional storage overhead in the garage. PLUS, walking distance to Sundance Square and Trinity Trails!

Estimated
Seller's interest rate
4%
7%
Estimated
Monthly payment

$3,198
$3,980
You may also save up to $262,815 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,980 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
VA
Rate
4%
Remaining term
28 yrs
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$3,198
Principal & interest
$2,100
Mortgage insurance
-
Property taxes
$155
Home insurance
$527
HOA fees
$415
Utilities
Not included

Source: Public records

Home details
Size
2,310 sqft
Lot size
0.037 acres
Year built
2006
Type
Townhouse
HOA dues
$415.00

Source: NTREIS #20858680

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: May 05, 2025 06:45 pm
Listing agent: Brittany Cepak
Listing provided courtesy of: Pioneer DFW Realty, LLC (469) 363-2092
Details provided by NTREIS and may not match the public record.
MLS ID: #20858680
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
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$3,198
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