612 Newkirk Ave, Fullerton, CA 92832
3 beds · 2 baths · 1,215 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 612 Newkirk Avenue, Fullerton, CA — a beautifully maintained single-family home offering comfort, style, and unbeatable location in one of Orange County’s most vibrant communities. Situated in a friendly, well-established neighborhood, this home boasts charm and curb appeal from the moment you arrive. The front yard features low-maintenance, drought-tolerant landscaping, a nod to California’s eco-conscious lifestyle. Step inside to discover an open-concept layout flooded with natural light from a large window and double doors. The spacious living and dining areas create a seamless flow, ideal for both daily living and entertaining. The kitchen is thoughtfully designed with ample cabinetry, and a layout perfect for casual cooking or hosting. Just off the kitchen, a private laundry room includes washer/dryer hookups, utility sink, cabinetry, and a drying pole for added functionality. The home features three generously sized bedrooms and two full bathrooms, offering a comfortable retreat for every member of the household. Each room provides a quiet, private space for rest, work, or study. The backyard is a true highlight — a peaceful outdoor space that invites relaxation and social gatherings. With room for patio furniture, a barbecue, and a small garden, it’s perfect for enjoying sunny California days or cozy evening dinners under the stars. Location is everything, and 612 Newkirk delivers. The property is in the highly regarded Fullerton Joint Union High School District, with easy access to Fullerton College and Cal State Fullerton for continued education and cultural enrichment. Everyday convenience is right around the corner with shopping and dining at Fullerton Plaza and the lively restaurants, cafes, and boutiques of Downtown Fullerton. For those who love the outdoors, you're close to Hillcrest Park with its walking trails and scenic views, and Ralph B. Clark Regional Park, offering hiking, fishing, and green open space. Commuters will appreciate the proximity to the Fullerton Transportation Center, connecting you to Metrolink and Amtrak lines for stress-free travel throughout Southern California. Whether you're planting roots or investing in a promising property, 612 Newkirk Avenue offers a rare combination of location, comfort, and lifestyle — a true Southern California gem
Source: CRMLS #SR25090552
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #SR25090552
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.