6119 Dory Landing Ct, Burke, VA 22015
4 beds · 3 baths · 2,295 sqft
Welcome home to this stunning 4 bedroom, 3-level residence, perfectly situated on a quiet cul-de-sac in the sought-after Burke Lake community. With beautiful updates, a spacious lot offering unmatched privacy, and an unbeatable location, this home is the perfect blend of comfort, style, and convenience. Step inside to discover a bright and inviting main level, designed for modern living and effortless entertaining. The open-concept layout seamlessly connects the gourmet kitchen, complete with quartz countertops and updated finishes, to the living room, dining area, and additional casual living space. Whether you're hosting guests or enjoying a quiet evening in, this space is as functional as it is beautiful. Just off the kitchen, step outside to your expansive deck, the perfect outdoor retreat for relaxing, dining, or entertaining. Plus, this level features a large two-car garage with plenty of storage. Upstairs, you’ll find four generously sized bedrooms and two beautifully updated bathrooms, including the impressive primary suite with a spa-like ensuite bath and a spacious walk-in closet. The lower level offers incredible flexibility—whether you need a 5th bedroom, home office, media room, or workout space, this area adapts to fit your needs. You’ll also find ample storage, a dedicated laundry area, and additional living space to make your own. Every detail of this home has been meticulously maintained and thoughtfully updated. The interior has been freshly painted, the kitchen and all bathrooms have been renovated, and major systems—including the roof, HVAC, and water heater—have all been replaced within the past 10 years. Beyond the home itself, the community offers unmatched amenities, including pools, walking trails, tennis and basketball courts, playgrounds, and picnic areas. Commuting is a breeze with easy access to Fairfax County Parkway, I-495, I-395, and the VRE. Plus, you’re just minutes from Burke Lake Park, the golf course, Burke Centre Library, and endless shopping and dining options at Fairfax Corner, Whole Foods, Trader Joe’s, Safeway, and Giant. This is more than just a house—it’s a place to call home. Don’t miss your chance to own this incredible property in one of the most desirable neighborhoods in Burke! Schedule your showing today!
Source: BRIGHT #VAFX2231080
Source: BRIGHT #VAFX2231080
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
