6118 Voyagers Pl, Apollo Beach, FL 33572
4 beds · 3 baths · 2,115 sqft sqft
Welcome home to the gorgeous resort style master-plan community, Waterset in the heart of Bay front Apollo Beach, FL- featuring FOUR resort style pools, a Clubhouse, more than 12 miles of nature centered walking trails, green spaces, playgrounds and a sports complex. This HOME features a well thought out floor plan with the details where it matters. The 2nd floor features 3 bedrooms, a spacious loft gently lighten by dimmable lighting, and a bathroom offering a twist to the design offering a private toilet/bath that can be closed from the vanities. The FIRST FLOOR offers a welcoming entrance opening up into an open combined living room, dining room, kitchen fit with can lighting and pendants on a dimmer switch intended to set the mood. Gracing the FIRST floor is the oversized primary bedroom with an en suite bathroom featuring seamless shower glass, spacious double vanity, and a private water closet and walk in closet. Talk about LIVING IN FLORIDA, how about the outdoor living with the top of the line gas grill, the wine fridge and double tapped two keg beer fridge.... don't forget to light the fire in the convertible fire pit while you watch the gorgeous sunsets, the 20'x22' pavered patio is ready for a screen enclosure if you prefer. Schedule your home tour today. Seller is motivated.
Source: STELLAR #tb8308978
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8308978
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8308978
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.