6113 Melanie Dr, Killeen, TX 76542
3 beds · 1 baths · 2,453 sqft
Welcome to 6113 Melanie Dr, a stunning property nestled in the highly sought-after Savannah Heights neighborhood of Killeen, Texas. This beautiful home offers an exceptional blend of comfort and style, making it the perfect retreat for families and professionals alike. As you step inside, you'll be greeted by a spacious and inviting floor plan that seamlessly connects the living spaces. The home features generously-sized bedrooms, ensuring everyone has their own sanctuary to retreat to. With two expansive living areas, there’s plenty of room for relaxation and entertainment, whether you’re hosting a cozy movie night or a large gathering. For those who love to cook and entertain, the chef's delight kitchen is sure to impress. This well-appointed space boasts ample counter space, modern stainless appliances, and a layout that makes meal prep a breeze. Adjacent to the kitchen, you’ll find two dining areas, perfect for enjoying family meals or entertaining guests. In addition to the abundant living space, this home includes a dedicated office with elegant French doors. This versatile room is ideal for remote work, studying, or even as a playroom for the kids. Located just minutes from the new YMCA, Sam’s Club, and Market Heights shopping, this home offers convenient access to a variety of neighborhood amenities. Enjoy a vibrant community life with parks, shopping, and recreational facilities all within reach. 6113 Melanie Dr is not just a house; it’s a place to call home. With its spacious rooms, fantastic layout, and prime location, this property won’t last long. Schedule a showing today and discover the wonderful lifestyle that awaits you in Savannah Heights!
Source: ACTRIS #2689630
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #2689630
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2689630
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.