6112 Cuchara Bnd, Austin, TX 78738
4 beds · 4 baths · 2,872 sqft
Welcome to this exquisite retreat in the heart of Sweetwater, where natures beauty meets luxurious living. Nestled alongside 700 acres of preserved landscape, this home offers unparalleled views of the Hill Country's rolling hills and serene canyons. Located in the prestigious Lake Travis school district, it promises exceptional educational opportunities alongside its breathtaking surroundings. Step inside this stunning two story residence that offers the convenience of single story living complemented by a spacious flex/bonus room upstairs. Discover a meticulously maintained residence designed for comfort, style, and with the amazing view as your focal point. The main living areas flow seamlessly throughout the first floor, offering an open concept den and eat-in style kitchen, a spacious primary bedroom with elegant primary bath, and two additional bedrooms with one featuring an en suite bath. With soaring ceilings and the view instantly coming into frame as you enter the home, an airy and welcoming atmosphere is created. Enjoy year-round tranquility from the back deck, perfect for sunset views, or gather around the fireplace during cozy winter evenings. The second floors versatile loft area with a full bath provides flexibility as an additional bedroom suite, office, playroom, or grand theater room. Take in the view from a bit more of an elevated position from the fabulous second story balcony. The home has been thoughtfully updated with elegant light fixtures, enhanced landscaping, and top-of-the-line appliances and plumbing fixtures. A new water filtration system and purifier ensure pristine water quality throughout. The Sweetwater community beckons with amenities such as trails, playgrounds, pools, and sports fields, inviting you to explore and unwind amidst natural beauty. Especially with the newer Overlook Club Pool just a brief walk away. Don't miss the opportunity to experience luxury living in one of Austin's most coveted neighborhoods.
Source: ACTRIS #9470026
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #9470026
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #9470026
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.