6110 Everglades Dr, Port Orange, FL 32127
3 beds · 2 baths · 1,862 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 6110 Everglades Ave, a well-maintained 3-bedroom, 2-bath home in the heart of Port Orange, offering comfort, space, and the chance to make it your own! Enjoy a bright, open-concept floor plan with BEAUTIFUL NATURAL LIGHT STREAMING THROUGH SKYLIGHTS in the kitchen, dining room, and primary bathroom, creating a warm and inviting atmosphere throughout the home. The spacious kitchen features plenty of cabinetry and a breakfast bar, making it perfect for casual dining and gatherings. With a flexible layout and generous living areas, this home is ideal for families or anyone looking to enjoy the Florida lifestyle. Step outside to your PRIVATE BACKYARD OASIS WITH SCREENED LANAI, ready for outdoor entertaining, gardening, or simply relaxing in the sun. Nestled in a quiet, established neighborhood, you’ll also enjoy community amenities like kayaking at “The Park at Riverwood” and access to the Riverwood Plantation pool. This home’s location is truly unbeatable — you’re just 5 MILES FROM THE SANDY SHORES OF DAYTONA BEACH, with quick access to everyday conveniences like Target, Publix, and local dining options just 2.5 MILES AWAY ON DUNLAWTON AVENUE. Commuting is a breeze with I-95 ONLY 3 miles FROM YOUR DOORSTEP, and for entertainment, you’re a short 7-MILE DRIVE TO THE EXCITEMENT OF DAYTONA SPEEDWAY. Families will appreciate being close to schools, beautiful parks, and a variety of recreational activities that Port Orange has to offer. With a BRAND-NEW ROOF (2024), UPDATED HVAC, and an abundance of NATURAL LIGHT, this home is MOVE-IN READY and waiting for your personal touch. Don’t miss this opportunity — schedule your showing today and make this Port Orange gem your own!
Source: STELLAR #O6298741
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6298741
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.