6105 Splitrock Trl, Apex, NC 27539
4 beds · 3 baths · 2,689 sqft
Discover your private oasis at 6105 Splitrock Trail, an incredible home nestled on a stunning 1.31-acre wooded lot in the sought-after Lynnhaven neighborhood of Apex. This property boasts an outstanding blend of tranquility and convenience, with excellent schools, no HOA dues, and no city taxes! Recent updates include new siding and windows added in 2021, ensuring both beauty and energy efficiency, as well as insulation ('24), drywall ('24) & epoxy flooring ('20) in the garage and so much more! As you approach this gracious home, you'll be greeted by a charming wraparound front porch, perfect for relaxing and enjoying the serene surroundings. Step inside to find gorgeous hardwoods throughout the main living areas, with the exception of one bedroom and bonus areas. The spacious family room offers seamless access to a screened porch, where you can savor wooded views and fresh air. And you catch those views from any of the windows from the bedrooms on the second floor. The finished third floor provides a versatile space for both work and play—currently used as a crafting oasis and kids' bonus area—complete with ample walk-in storage to keep your belongings organized. You'll also love the dedicated fitness gym above the detached garage, which features a unique functioning rock climbing wall—perfect for adventurous fitness enthusiasts! For outdoor fun, this property features a basketball court and a fenced backyard equipped with a firepit, ideal for cozy gatherings under the stars, as well as garden areas full of veggies and herbs. Chickens are welcome and protected in the solid chicken coop ('24), offering a unique homesteading opportunity. The circular driveway and play pad enhance convenience and functionality, while the detached pergola deck invites you to unwind and immerse yourself in nature—there's even room for a hot tub! Situated just minutes from 540 and Crossroads, this home feels like a retreat in the heart of the woods while remaining close to all the amenities Apex has to offer. This is truly a must-see home that combines the best of privacy, outdoor living, and modern conveniences. Schedule your showing today and make this unique property yours!
Source: TRIANGLEMLS #10088577
All values shown are estimated costs / mo.
Source: Public records
Source: TRIANGLEMLS #10088577
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.