6104 Hagan Hill Rd, Mesquite, TX 75181
4 beds · 4 baths · 3,713 sqft
Stunning Bloomfield Home – Primrose Floorplan Discover this beautifully designed 4-bedroom, 3.5-bath home offering the perfect blend of space, elegance, and functionality! This open floor plan is designed for modern living, featuring two dining areas, a spacious living room with a gorgeous stone fireplace, and a separate office with a walk-in closet, ideal for working from home or extra bedroom. The chef’s kitchen is a dream, boasting granite countertops, custom cabinetry, built-in stainless steel appliances, a designer backsplash, elegant lighting, and a walk-in pantry. The spacious Master Suite is a true retreat, featuring an ensuite bathroom with dual sinks, a large soaking tub, a separate shower, and a unique 2-in-1 closet for ultimate organization. Two additional bedrooms are conveniently located downstairs. Upstairs, you'll find a fourth bedroom, a full bathroom, a large family or game room, and an additional media room, perfect for movie nights or entertaining guests! Step outside to enjoy the expansive backyard with a covered patio, providing the perfect space for outdoor gatherings and relaxation. Located in a prime location near parks, schools, shopping, and dining, this home offers the best of convenience and comfort. ? Don’t miss out on this incredible opportunity, schedule your showing today! ?
Source: NTREIS #20836423
Financials
Source: NTREIS #20836423
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.