6102 Manchester Park Cir, Alexandria, VA 22310
4 beds · 4 baths · 2,634 sqft
Get a free consultation call with an expert in the mortgage assumption process.
OPEN HOUSE canceled for 4/27/2025. Discover this exquisite 4-bedroom, 3.5-bath, two-level townhouse perfectly blending modern amenities with an unbeatable location in the highly sought-after neighborhood of The Townes at Manchester Park. This stunning home features beautiful hardwood floors and an abundance of natural light, creating a spacious and welcoming atmosphere throughout. Recent updates include a Refreshed kitchen, Renovated basement, and Modernized Primary and Hall baths on the bedroom level. The sleek, modern kitchen is a Chef’s Dream, it is completely Updated with New 42” Custom Cabinetry, Stainless Steel Appliances, a GAS range and a Walk-In Pantry. The open floor plan seamlessly connects the kitchen to the dining and living areas—ideal for both everyday living and entertaining. With four generously sized bedrooms and multiple closets, there’s plenty of room for comfort and storage. Upstairs, you'll find Two Full Bathrooms, with an additional Full Bath located in the finished basement. A two-car garage completes the package, making this home ideal for even the most discerning buyer. The location is truly exceptional—just minutes from a variety of shopping destinations and top-rated (Yelp-approved!) Restaurants. You're also a short drive from the charm of Old Town Alexandria and only a few minutes to the Franconia-Springfield Metro Station, which offers ample parking for a stress-free commute. Community amenities include a Tennis court, Gazebo, Tot Lot, and Picnic areas throughout the neighborhood—perfect for casual get-togethers. The assigned Schools are Award Winning and are highly regarded. With easy access to major commuter routes, this home is ideal for those who want a peaceful community feel while staying close to Old Town, DC, the Pentagon, Crystal City, Springfield, and Ronald Reagan Washington National Airport.
Source: BRIGHT #VAFX2235746
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFX2235746
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.