6100 N Ocean Blvd # 901, North Myrtle Beach, SC 29582
4 beds · - baths · sqft
This fantastic 4-bedroom, 2.5-bathroom end unit boasts a unique layout with 2 master suites one gracing the second floor and on the 1st. Elegantly perched at the ocean's edge, this captivating residence offers a breathtaking panorama of the Atlantic Ocean visible from the spacious balcony – an ideal sanctuary for relaxation and soaking in the coastal beauty. Elevate your lifestyle with this remarkable property, which can serve as a lucrative rental investment, a tranquil secondary getaway, or a primary abode. The allure of this unit extends beyond its striking vistas, as it presents a host of features that enhance both comfort and style. Revel in the seamless flow of the living and dining areas, complemented by chic tile flooring and a warm fireplace that adds an inviting ambiance. The gourmet kitchen stands as a testament to modern culinary finesse, boasting stainless steel appliances and sleek granite countertops that effortlessly merge form and function. With ceiling fans thoughtfully placed in three of the bedrooms, a loft sitting area that invites contemplation, and an expansive master suite complete with a private balcony, every corner of this home is designed for your utmost comfort and indulgence. Indulge in the luxury of Oceanfront Terraces, accessible from both upper and lower levels, where you can unwind while listening to the soothing waves or relishing in stunning sunsets. As a bonus, the community amenities are equally enticing, featuring an indoor pool and hot tub, enhancing your coastal living experience. Don't miss out on the opportunity to own this captivating retreat – a blend of architectural excellence, coastal charm, and a world of possibilities. Sea Pointe offers garage parking, indoor pool, a hot tub, and large sun deck.
Source: MYRTLEBEACH #2417600
Interest rate and monthly payment estimated based on public records.
Source: MYRTLEBEACH #2417600
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2417600
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