6100 Lake Shore Dr, Fort Worth, TX 76179
4 beds · 4 baths · 3,753 sqft

Get a free consultation call with an expert in the mortgage assumption process.
Welcome to your new family haven at the Resort on Eagle Mountain Lake! The current family has cherished every moment in this stunning property, and now are excited to pass the keys to someone who will create their own beautiful memories here. Nestled on over an acre with breathtaking views of the open water and an oversized boat dock, this home has been our personal retreat. From the moment you step inside, the soaring ceilings and beautiful hardwood floors invite you into an open floor plan that has been perfect for family gatherings and entertaining friends. With all four bedrooms conveniently located on the main level, plus a designated office, we’ve loved having everyone close by. The upstairs game room and theater have provided countless hours of fun and laughter! The master suite overlooks the lake and private access to the patio, has been our peaceful escape after busy days. We’ve enjoyed cooking in the gourmet kitchen, featuring granite countertops, dual sinks, dual ovens, and a gas cooktop—perfect for family dinners and holiday celebrations. The upstairs game room, complete with a kitchenette, has been a favorite spot for entertaining, with a large balcony that offers stunning views of the pool, yard, and lake. Our outdoor space has been a true oasis. We’ve spent countless sunny days relaxing on the covered patio, enjoying the sparkling pool and spa, and hosting barbecues with the built-in grill and fireplace. The expansive yard has provided plenty of room for kids to play and for family gatherings. With a circular drive and a four-car garage, there’s always been room for friends and family to visit. Living in The Resort has been a dream come true! We’ve loved the amenities, including the 18-hole golf course, clubhouse restaurant and bar, two pools, fitness center, tennis and basketball courts, beach area, playground, and convenient boat ramps and slips. Summer is almost here and they're ready to hand over the keys. Don't let this gem pass you by.
Source: NTREIS #20830391
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20830391
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
