6100 Apache Dr, Larkspur, CO 80118
3 beds · 3 baths · 1,808 sqft
Are you searching for a home that feels like your personal sanctuary? Look no further than this stunning 3-bedroom, 3-bath gem nestled in the prestigious Perry Park golf course community, right against the foothills. Step inside to discover beautiful upgrades that enhance both comfort and style. The master bedroom includes an updated en suite, and you'll appreciate the eco-friendly low-flow toilets. Recent updates include a reverse osmosis system in the kitchen, a new furnace, hot water heater, and A/C, ensuring your home is always at the perfect temperature. Cozy up by the new wood-burning stove in the lower level during cooler months. Security and outdoor enjoyment are top-notch with new custom security doors at the front and back, a new second-story composite front deck, a composite back deck, and a redwood front porch. Plus, new gutters, downspouts, and a drainage system keep everything in top shape. The backyard features a custom block retaining wall with two sets of stairs spanning its entire length, creating a perfect space for your creative landscaping ideas. You'll also find a new custom storage building and beautiful wood-grain ceramic tile in the lower level. Other updates include new windows, hardwood floors, and stucco, all installed between 2016 and 2017. Each bedroom is spacious enough to accommodate a king-sized bed, and the cozy family room downstairs offers flexibility for an office, reading nook, or additional lounge/play area. Plus, the garage comes with a handy storage and organizational system. Nature lovers will delight in the wildlife, with a natural deer trail in the backyard. The new retaining wall makes the backyard a blank canvas for your imagination. Plus, living here gives you the opportunity to join the golf club and play on one of Colorado's prettiest courses. This home truly offers a unique blend of luxury and tranquility. Come see it for yourself and experience the serenity of Perry Park living.
Source: RECO #3145942
Interest rate and monthly payment estimated based on public records.
Source: RECO #3145942
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #3145942
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