610 S 10th St, Sanger, TX 76266
3 beds · 1 baths · 1,552 sqft
Welcome to your Sanger, TX home! In need of cosmetic repairs, this inviting property features 3 bedrooms and 1 bath, all highlighted by gleaming laminate wood floors that extend throughout the open living spaces. Sunlight fills the interior, emphasizing upgrades like granite countertops in the kitchen, which effortlessly combine style with functionality. Set on a desirable corner lot, the home is designed for both everyday living and entertaining. The spacious layout includes a bonus room with its own egress to the exterior—ideal for a home office, playroom, or extra living area. Storage will never be an issue, thanks to a generous oversized pantry that keeps your essentials organized and easily accessible. For those who need extra space for projects or hobbies, a large workshop with electricity is an outstanding bonus, providing a dedicated area for crafts, repairs, or even a potential home business. Outside, the expansive lot offers plenty of room for gardening, outdoor gatherings, or future expansion, adding even more value to this well-maintained property. With its perfect blend of practical upgrades and ample space, this home truly offers a unique opportunity to enjoy both modern comforts and the warmth of a friendly community. Don’t miss the chance to make this house your new home—schedule a showing today and experience all that it has to offer!
Source: NTREIS #20862686
Source: NTREIS #20862686
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.