610 Oak Hill Rd, Honea Path, SC 29654
5 beds · - baths · sqft sqft
Country Roads – Take Me Home! 10 acres of blank canvas pasture, a wooded backdrop, and total privacy surround this gorgeous, custom-built home with NO HOA and No Restrictions. Natural light fills your living areas where you will find rooms cozy enough for a night at home while open enough to entertain all your family and friends. Stunning views and incredible spaces are located throughout, with a kitchen worthy of being called the heart of the home situated in the center. Whether you are the chef of the family or simply experienced at ordering take out, the 11x6 island, walls of cabinetry, separate built in for buffet style serving or coffee station, and the large walk-in pantry are sure to impress. 2 bedrooms and a full bath can be found on one side of the home and your private master retreat is situated on the other -- featuring his and her walk-in closets and a large tile shower. The well-appointed 29x8 laundry room is multi-purpose and offers endless possibilities as a mud room off the garage, drop zone for shoes and backpacks, additional storage area, or the perfect place to craft, sew, or work on projects utilizing the additional cabinets and countertop space spanning the wall. It also acts as the hallway leading to the upstairs bedroom and, at the end of it all, the incredible in-law suite. Upstairs you will find an additional bedroom/flex room with full bath making it the perfect space for teens or guests. In addition to having its own private entrance, the in-law suite is connected to the home and boasts both a living and dining area and a full kitchen in addition to a bedroom, full bath, and walk-in closet. Whether you dream of homesteading, farming, need space for horses, want land to add additional homes for family, or just want to ride 4 wheelers across your land and gather around a bonfire at the end of the day to watch the sun go down – you will find the best of country living out here! With over 3400 sq ft, an attached in-law suite, covered front porch, large patio, impressive deck, large crawl space with roll up storage area, and incredible 3-car garage, there is room for all your people – and all your toys! Only 30 minutes to downtown Greenville and a short 20-minute drive to Simpsonville with City Scape Winery and Happy Cow just up the road. Opportunities like this are rare and this incredible home will not last long! AND.. with the use of preferred lender, we will provide up to 1% in lender credit towards closing costs!
Source: GREENVILLESC #1530646
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1530646
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #1530646
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.